With these simple steps, you can pay your credit card bill online

You have likely been paying your credit card bills monthly if you have been using a credit card for a long time. Alternatively, if you’re a new credit card user, you’d be concerned about how to pay your account this month. Credit cards are available from every bank, each with enticing rewards programs.

They offer a wide variety of credit cards, including travel, restaurant, and corporate cards, to meet the demands of a wide range of customers. Different credit cards offer different rewards and benefits. Some cards offer incredible payback for certain purchases, while others offer reward points that can be used for various things. Every bank offers a variety of ways for customers to manage and pay for their credit cards online, so they may pick and choose what works best for them. 

There are several ways to pay your credit card bill online, and some of them are outlined below

Mobile Banking application

Credit cardholders can also pay outstanding bills using the bank’s Mobile Banking application and using the credit card online login option. It is important to know your credit card online login credentials while using the mobile banking application. Customers must download the app and then log in with their customer ID. Almost all of the features are available in the app as well. Select the “Credit Card Payment” option in the credit card tab to pay the credit card dues. In addition, users can access their savings account and pay or transact from anywhere through the mobile app using 128-bit SSL encryption to protect credit card accounts.

ATM Funds Transfer

Many ATMs are available for paying credit card online bills throughout the country. The ATMs are available to bank customers 24 hours a day. In addition, you can transfer funds from a savings account or a current account to your credit card account.

Autopay Option

It is very common for credit cardholders with multiple credit cards to forget to pay their credit card bills. You can set up standing instructions on your Bank accounts to debit your credit card accounts when they are due automatically. Then, using the Autopay facility, you can pay off the entire outstanding balance or just the minimum.


NEFT allows you to pay your credit card bill from a different bank account. If you’re paying with NEFT, you’ll almost always need to include your credit card number as the payee account number. The specifics of this step may fluctuate slightly among banks. Payouts made during business hours are credited the same day, while payments made after business hours are credited the following business day.

By Bank official website using Bill Desk

Bill Desk is a web page that allows you to pay your credit card bills online. You’ll be prompted to provide the necessary information, including your credit card number and due amount. Customers are referred to use the bank’s credit card online login page to pay their credit card bills. After a successful transaction, consumers will be provided with a Transaction Reference Number and an online confirmation. A confirmation email will also be sent to their email address if they provide one. Check the list on your bank’s website to check if this service is available through your financial institution.


You can pay credit card bills in one go with RGTS, even if you have other bank accounts. If you use your credit cards for large transactions, you can pay them in one go with RTGS. If your net banking is activated, an RTGS transaction can be carried out with your other bank account. RGTS allows you to make payments of up to Rs. 2 lakh. RTGS transactions are handled individually.

Also read: How To Pay Off Debts Faster

Final Thoughts

It is important to pay your credit card bill on time rather than spending it when you use a credit card. You will never lose money if you pay your credit cards on time, and you will therefore be able to reap the most benefit from this financial tool.